Real estate investors and developers are usually backed by amazing financiers who offer them friendly loan terms. If you are planning to build a commercial property or buy one, you can easily get financing if you have the deposit needed to secure the loan. Commercial real estate loans are usually quite substantial, so the deposit required by lenders can be a significant amount. Therefore, not everyone can get these loans. By availing the required deposit, most lenders will approve your loan application fast.
Large construction projects usually take time to complete, and there may also be unforeseen delays. Since you hope to service the loan with the rental income from the property, you should negotiate the longest possible repayment holiday. If a lender can give you a 12-month repayment holiday, or longer, You will be on a safer side. The interest rate charged should also be low.